Miami Lawyers

  • Understanding Bankruptcy: Launching the Podcast Journey

    Attorney and Law Professor, and author of Consumer Bankruptcy Law, Alex Hernandez launches his new blog and podcast. Learn bankruptcy law from an expert who survived debt—you will, too! 155

  • Chapter 7 Mistakes That Can Force Your Case into Chapter 13

    Bankruptcy professor warns: The Means Test is not enough. Avoid the 5 costly debtor and attorney mistakes that risk your discharge and lead to Chapter 13 conversion.

  • Action Required: Navient Federal Student Loans are Fully Transferring to MOHELA

    Navient federal student loans are now fully serviced by MOHELA. Learn the 3 crucial steps to protect your PSLF progress and check your credit report for critical errors.

  • What Happens After a Car is Repossessed? The Process to Deficiency Judgment

    Don’t assume a car repo ends your liability. Learn the process from repossession to auction, the calculation of the deficiency balance, and how bankruptcy can discharge the resulting judgment.

  • Maximize Your Score: Boosting Credit with Strategic Personal Loans and Debt Management

    Bankruptcy attorney and law professor reveals the strategy: use personal loans to convert non-reporting debt (like taxes & utilities) into positive credit history and maximize your score.

  • The $1.23 Trillion Dollar Credit Card Problem: Time is Ticking for Debtors and Creditors

    Why is bankruptcy up? Legal expert Alex Hernandez explains how record $1.23T debt and the COVID-era statute of limitations are driving creditor lawsuits now.

  • Understanding the Automatic Stay: Chapter 7 Versus Chapter 13 Bankruptcy

    The automatic stay in bankruptcy provides temporary protection, but Chapter 7 may not save your car.

  • What You, Bankruptcy, and Cardi B Could Have in Common

    Learn from Cardi B’s defamation lawsuit against Tasha K and how the 2004 examination is used to find fraud.

  • Divorce Debt: Why a Quitclaim Deed Won’t Save You from Mortgage and Bankruptcy Issues

    As a professor & bankruptcy law author, I explain why a quit claim deed during divorce fails to protect you and will ruin your credit.

  • The Bankruptcy Trustee, Strategies to Protect Your Tax Refund.

    Stop the Bankruptcy Trustee from taking your tax refund. Learn the legal timing strategies you can use in Chapter 7 or 13 bankruptcy.

  • Liberation Day or “Tax the Consumer” Day? The True Cost of Political Doublespeak

    Bankruptcy Attorney & Law Prof. Alex Hernandez analyzes how Liberation Day and the 2026 labor shortage drive a multi-thousand-dollar “Chaos Tax” on consumers.

  • Avoid a Social Security Clawback from DOGE

    Concerns arise over Social Security fraud claims, delays in payments, and protecting funds from clawbacks.

  • 23andMe Bankruptcy: Safeguard Your Data Now

    With 23andMe’s bankruptcy, protecting personal data and freezing credit is essential for safety.

  • Impact of U.S. Tourism Decline on Local Economies

    Tourism decline impacts U.S. economy; concerns over safety deter international travelers significantly.

  • Why Eliminating the Department of Education Affects Us All

    The video addresses misconceptions about the Department of Education’s funding and its potential economic impact.

  • Tips for Getting Reimbursements Post-Hurricane

    The author discusses hurricane-related financial challenges, insurance reimbursements, and protecting credit scores.

  • How the 2025 Recession Could Affect Your Finances

    The blog discusses preparing for a potential 2025 recession, reflecting on past personal financial experiences.

  • Understanding Connecticut Bankruptcy Exemptions

    Connecticut bankruptcy exemptions protect various assets, with specific residency requirements for filing.

  • Forever 21 Bankruptcy: All Locations Likely to Close

    Forever 21’s bankruptcy leads to more closures, signaling broader retail struggles amidst changing consumer behaviors.

  • Odds Are We Facing a 40% Trump Recession in 2025?

    The content discusses potential economic instability due to tariffs and government actions, urging financial preparedness for a looming recession.