Miami Lawyers

  • Personal Loans and Credit Cards: Dividing Marital Debt in a Divorce

    A divorce attorney and law professor explains how marital debt is divided, and why debt in one spouse’s name may still be shared in divorce.

  • Missing Creditors in Bankruptcy Petition? Here’s What You Can Do

    Forgot to list a creditor in your Chapter 7 bankruptcy? Take these steps to protect yourself and keep the automatic stay in place.

  • Strategic Foreclosure Delay: Using Bankruptcy to Secure a Successful Home Sale

    Authored by a published law professor. This guide details how to use bankruptcy to secure a crucial delay and successfully sell your home before foreclosure.

  • Bankruptcy & Car Loans: Reaffirmation and Co-Signer Risk

    Debtors facing bankruptcy must decide whether to keep or surrender their car and understand co-borrower and co-signer liabilities.

  • Understanding Domestic Support Obligations in Bankruptcy: A Professor’s Guide

    Domestic support obligations, like alimony and child support, are not dischargeable in bankruptcy. They have priority.

  • Understanding Bankruptcy: Effect of Joint Car Ownership in Chapter 7 and Chapter 13

    Hailey’s joint ownership of her boyfriend’s car in Georgia complicates her options for bankruptcy filing.

  • Rite Aid Locations Closing in California Due to Bankruptcy- What You Need to Know

    Rite Aid bankruptcy spurs closures in California. Bankruptcies surged in 2023; expect more filings in 2024.

  • $5 Billion More in Student Loan Debt Relief for 74,000 Borrowers

    The Biden administration cancels $5 billion in student loans for 74,000 borrowers, including teachers, nurses, and firefighters.

  • LLC Bankruptcy: A Professor’s Take on Why Limited Liability Doesn’t Always Protect You

    Even with an LLC, filing for business bankruptcy may require personal bankruptcy. Chapter 7 or 11 is possible.

  • How Bankruptcy Influences Divorce Settlements

    Bankruptcy can complicate divorces, affecting debt responsibility and credit reports. Federal law trumps state law.

  • 11 U.S.C. §507 Priority Claims: The Professor’s Guide to Current Caps & Order

    Section 507 of the Bankruptcy Code outlines the priority of debt repayment in bankruptcy cases.

  • Furlough Protection for Spirit Airlines Workers: Essential Steps

    Spirit Airlines employees may claim priority wages up to $17,150 for unpaid wages pre-bankruptcy.

  • Navigating Job Hunting in the Age of AI

    AI in job hunting complicates applications, often overlooking qualified candidates, impacting the job market significantly.

  • The Domino Effect: Why 2026 is the Year of the ‘Job Hugger’

    Prof. Hernandez explains “Job Hugging” and why the 76% corporate bankruptcy spike and student loan debt are creating a defensive 2026 labor market.

  • PCH, Damon Dash, & Florida Foreclosures: Weathering the Next Financial Storm

    Bankruptcy filings demonstrate economic challenges, consumer vulnerabilities, and the impact of policy changes.

  • Understanding the Financial Fallout from Lehman Brothers

    The Lehman Brothers bankruptcy in 2008 reshaped financial attitudes and caused widespread economic repercussions.

  • The Trump Tariffs Are Illegal, But For How long?

    An appellate court deemed many Trump tariffs illegal, highlighting broader economic turmoil affecting consumers nationwide.

  • Tariff Effects: Financial Decisions We Face

    Tariffs increase consumer prices, forcing difficult financial decisions for families amid economic strain.

  • Bankruptcy Schedule E/F Explained: Listing Unsecured Debt

    Schedule E/F in bankruptcy lists unsecured debts; avoid common mistakes for accurate filing.

  • Recession Risks: Which States Are Struggling the Most?

    States face financial distress amid recession risks, with Texas leading in economic challenges.