Miami Lawyers

  • Personal Loans and Credit Cards: Dividing Marital Debt in a Divorce

    A divorce attorney and law professor explains how marital debt is divided, and why debt in one spouse’s name may still be shared in divorce.

  • Missing Creditors in Bankruptcy Petition? Here’s What You Can Do

    Forgot to list a creditor in your Chapter 7 bankruptcy? Take these steps to protect yourself and keep the automatic stay in place.

  • Strategic Foreclosure Delay: Using Bankruptcy to Secure a Successful Home Sale

    Authored by a published law professor. This guide details how to use bankruptcy to secure a crucial delay and successfully sell your home before foreclosure.

  • Bankruptcy & Car Loans: Reaffirmation and Co-Signer Risk

    Debtors facing bankruptcy must decide whether to keep or surrender their car and understand co-borrower and co-signer liabilities.

  • Understanding Domestic Support Obligations in Bankruptcy: A Professor’s Guide

    Domestic support obligations, like alimony and child support, are not dischargeable in bankruptcy. They have priority.

  • Understanding Bankruptcy: Effect of Joint Car Ownership in Chapter 7 and Chapter 13

    Hailey’s joint ownership of her boyfriend’s car in Georgia complicates her options for bankruptcy filing.

  • Rite Aid Locations Closing in California Due to Bankruptcy- What You Need to Know

    Rite Aid bankruptcy spurs closures in California. Bankruptcies surged in 2023; expect more filings in 2024.

  • $5 Billion More in Student Loan Debt Relief for 74,000 Borrowers

    The Biden administration cancels $5 billion in student loans for 74,000 borrowers, including teachers, nurses, and firefighters.

  • LLC Bankruptcy: A Professor’s Take on Why Limited Liability Doesn’t Always Protect You

    Even with an LLC, filing for business bankruptcy may require personal bankruptcy. Chapter 7 or 11 is possible.

  • How Bankruptcy Influences Divorce Settlements

    Bankruptcy can complicate divorces, affecting debt responsibility and credit reports. Federal law trumps state law.

  • Why Abolishing the IRS is a Recipe for Economic Disaster

    Abolishing the IRS risks financial instability, contradicts historical lessons, and presents impractical implications for loans.

  • Burner Phones: U.S. Customs and Border Protection

    Burner phones recommended as protection against border phone checks.

  • Voting Against Self-Interest: The Economic Consequences

    Prof. Hernandez analyzes the 2026 economic slowdown and the “nickel and dimed” affordability crisis. Explore the data on $18T in debt, DOGE audits, and the $14.5T immigration surplus.

  • Trump Denies North Carolina FEMA

    Political and financial chaos is affecting everyone, necessitating individual preparation for future instability.

  • The Death Master File: Financial Disaster and Protecting Your Assets

    The Social Security Administration’s Death Master File is flagging living persons as dead. Expert advice on how to secure your bank accounts.

  • The Trump DOJ Adds to the Chaos in Politics: The Economic Ripple Effect

    Chaos in politics disrupts stability, affecting markets and businesses while harming economic growth overall.

  • Preparing for a Recession: Decisions Have Consequences

    Be prepared for potential recession impacts; prioritize financial caution and avoid impulsive decisions now.

  • Consider Freezing Your Credit Now Thanks to DOGE

    To protect against data breaches, I froze my credit, ensuring security and peace of mind.

  • What Hooters’ Bankruptcy Teaches Consumers About Lease Rejection

    Bankruptcy Attorney & Law Professor Hernandez explains how Hooters’ lease rejection strategy under Section 365 can help debtors surrender cars and apartments.

  • Understanding Delaware Bankruptcy Exemptions

    Delaware bankruptcy exemptions protect assets like homes and vehicles while determining filing chapters.