Miami Lawyers

  • Personal Loans and Credit Cards: Dividing Marital Debt in a Divorce

    A divorce attorney and law professor explains how marital debt is divided, and why debt in one spouse’s name may still be shared in divorce.

  • Missing Creditors in Bankruptcy Petition? Here’s What You Can Do

    Forgot to list a creditor in your Chapter 7 bankruptcy? Take these steps to protect yourself and keep the automatic stay in place.

  • Strategic Foreclosure Delay: Using Bankruptcy to Secure a Successful Home Sale

    Authored by a published law professor. This guide details how to use bankruptcy to secure a crucial delay and successfully sell your home before foreclosure.

  • Bankruptcy & Car Loans: Reaffirmation and Co-Signer Risk

    Debtors facing bankruptcy must decide whether to keep or surrender their car and understand co-borrower and co-signer liabilities.

  • Understanding Domestic Support Obligations in Bankruptcy: A Professor’s Guide

    Domestic support obligations, like alimony and child support, are not dischargeable in bankruptcy. They have priority.

  • Understanding Bankruptcy: Effect of Joint Car Ownership in Chapter 7 and Chapter 13

    Hailey’s joint ownership of her boyfriend’s car in Georgia complicates her options for bankruptcy filing.

  • Rite Aid Locations Closing in California Due to Bankruptcy- What You Need to Know

    Rite Aid bankruptcy spurs closures in California. Bankruptcies surged in 2023; expect more filings in 2024.

  • $5 Billion More in Student Loan Debt Relief for 74,000 Borrowers

    The Biden administration cancels $5 billion in student loans for 74,000 borrowers, including teachers, nurses, and firefighters.

  • LLC Bankruptcy: A Professor’s Take on Why Limited Liability Doesn’t Always Protect You

    Even with an LLC, filing for business bankruptcy may require personal bankruptcy. Chapter 7 or 11 is possible.

  • How Bankruptcy Influences Divorce Settlements

    Bankruptcy can complicate divorces, affecting debt responsibility and credit reports. Federal law trumps state law.

  • Understanding Creditor Motions to Lift the Automatic Stay

    Why do creditors file motions to lift the automatic stay? Learn the common legal grounds for these requests in foreclosure and Chapter 7 bankruptcy cases.

  • Handling a Bankruptcy Dismissal: How to File a Motion to Shorten the Prejudice Period

    Learn how to refile bankruptcy after a dismissal, overcome the 180‑day bar & file a Motion to Shorten the Prejudice Period so your case can move forward.

  • Why Bankruptcy Cases Get Dismissed: The Real Reasons Behind Chapter 7 & 13 Failures

    Learn the most common bankruptcy dismissal reasons under Chapter 7 and 13. Understand procedural failures, eligibility issues, and how to avoid case dismissal.

  • Bad Faith and Serial Filings: Bankruptcy Stay Restrictions | Prof. Hernandez

    Understand the consequences of serial bankruptcy filings. Prof. Hernandez explores the bad faith standards and automatic stay restrictions under 11 U.S.C. § 362.

  • Administrative Structure: The U.S. Trustee and the Bankruptcy Case Trustees

    U.S. Trustee vs. Case Trustee: What is the difference? Learn how these roles monitor and administer bankruptcy cases.

  • Wiping Out Judicial Liens with Bankruptcy to Sell Your Home & Keep the Equity

    Selling a home with a judgment lien? Learn how to use bankruptcy to remove the lien, clear your title, and protect your home equity.

  • Facing Mortgage Foreclosure: Strategic Options and Bankruptcy Protections

    Learn your options when facing mortgage foreclosure, including refinancing, loan mods, and bankruptcy protections.

  • Removing Liens: Bankruptcy Lien Avoidance Under 11 U.S.C. § 522(f)

    Remove judgment liens in bankruptcy using 522(f). Learn how lien avoidance protects your home’s exempt equity.

  • What It Means to Be Judgment-Proof

    Learn the real difference between judgment‑proof status & the statute of limitations, and when bankruptcy protects your assets.

  • Trapped in the Bankruptcy Belt: How Soaring Equity Limits Chapter 7

    Homeowners in the Bankruptcy Belt face rising home equity, low homestead exemptions, and unaffordable Chapter 13 plans.