Miami Lawyers

  • Car Loans and Bankruptcy: How to Keep Your Car

    Filing for bankruptcy? Keep your car but understand car loans, equity, and reaffirmation agreements for cosigners.

  • How I Used a Personal Loan to Improve My Credit Score

    Struggling with credit after foreclosure, I used personal loans to rebuild and improve my credit score.

  • Managing Medical Debt: Bankruptcy vs. Consolidation (Insights from a Law Professor)

    Craig from Naples, Florida inquires about the best option for his wife: debt consolidation or bankruptcy. Considering her ongoing medical treatments and substantial medical bills, bankruptcy may be the more suitable choice. Bankruptcy eligibility, dischargeable debts, and individual circumstances should be evaluated with the assistance of a local attorney for personalized advice.

  • Does Filing for Bankruptcy Wipe Out My Mortgage

    Bankruptcy and mortgages are complex. Chapter 13 lien stripping can reduce a second mortgage, but secured debt isn’t discharged. Get expert legal help.

  • Avoid the Pitfalls of Balance Transfers

    Balance transfers can reduce debt faster and save money, but read the fine print carefully.

  • Business Bankruptcies Up 72%: Professor Explains the Crisis

    Business and consumer bankruptcies are rising post-COVID, with significant increases in Chapter 11 filings.

  • Crucial Update: Navigating the SAVE Plan for Student Loan Forgiveness in Late 2025

    New student loan forgiveness updates announced, including the Saving on a Valuable Education Plan.

  • Understanding Nondischargeable Debts in Bankruptcy

    Bankruptcy doesn’t eliminate all debts; criminal fraud, back taxes, and domestic support obligations are non-dischargeable.

  • Understanding Chapter 7 Bankruptcy and Exemptions

    Chapter 7 bankruptcy offers debt relief through exemptions and a means test, protecting assets from liquidation.

  • A Fresh Start: The Mission of Bankruptcy.blog

    Learn the mission behind Bankruptcy.blog, a national attorney‑authored platform providing clear, accessible bankruptcy education.

  • Understanding the Hawaii Bankruptcy Exemptions

    Hawaii offers specific bankruptcy exemptions, allowing debtors to protect assets but requires residency compliance.

  • Economic News Update: Tariffs, Recession Signals, and More

    Economic concerns rise due to Trump’s tariffs, with many fearing recession and financial uncertainty ahead.

  • Bankruptcy News: Key Economic Updates You Need to Know

    Bankruptcy News highlights economic challenges, including closing businesses and rising farmer bankruptcies nationwide.

  • Medicaid Cuts, Bankruptcy, and the Big Beautiful Bill

    The Big Beautiful Bill threatens healthcare, increases bankruptcies, and exacerbates economic instability and misinformation.

  • The Big Beautiful Debt: A July 4th Legacy Re-Examined

    Prof. Hernandez analyzes the $39 trillion debt crisis, the SCOTUS ruling declaring tariffs illegal, and the surge in bankruptcy filings following the Big Beautiful Bill.

  • The Toolbelt Generation: Why Gen-Z is Trading Keyboards for Hammers

    Bankruptcy Attorney & Law Prof. Hernandez explores why Gen-Z is trading keyboards for toolbelts. Discover the truth about AI “onboarding” scams, Gen-X skepticism, and the irony of the new “lazy” economy.

  • Latest in Bankruptcy News

    “Bankruptcy News” offers updates on bankruptcy law developments as consumers and businesses adapt to the ever changing economic landscape.

  • From Warning to Reality: Tracking the 2026 “Red Rural Recession”

    Prof. Hernandez analyzes why the “Red Rural Recession” is no longer a warning, but a 2026 reality. Explore how federal cuts and the Chapter 12 surge hit the kitchen table.

  • 2026 Guide: Understanding Bankruptcy Exemptions in Guam

    Understand the 2026 Guam bankruptcy exemptions and how they protect your assets when filing for bankruptcy under federal guidelines.

  • The Latest Tariffs News

    Companies navigate tariff impacts as consumer confidence declines and price hikes emerge in the U.S.