Miami Lawyers

  • Understanding Creditor Motions to Lift the Automatic Stay

    Why do creditors file motions to lift the automatic stay? Learn the common legal grounds for these requests in foreclosure and Chapter 7 bankruptcy cases.

  • Handling a Bankruptcy Dismissal: How to File a Motion to Shorten the Prejudice Period

    Learn how to refile bankruptcy after a dismissal, overcome the 180‑day bar & file a Motion to Shorten the Prejudice Period so your case can move forward.

  • Why Bankruptcy Cases Get Dismissed: The Real Reasons Behind Chapter 7 & 13 Failures

    Learn the most common bankruptcy dismissal reasons under Chapter 7 and 13. Understand procedural failures, eligibility issues, and how to avoid case dismissal.

  • Bad Faith and Serial Filings: Bankruptcy Stay Restrictions | Prof. Hernandez

    Understand the consequences of serial bankruptcy filings. Prof. Hernandez explores the bad faith standards and automatic stay restrictions under 11 U.S.C. § 362.

  • Administrative Structure: The U.S. Trustee and the Bankruptcy Case Trustees

    U.S. Trustee vs. Case Trustee: What is the difference? Learn how these roles monitor and administer bankruptcy cases.

  • Wiping Out Judicial Liens with Bankruptcy to Sell Your Home & Keep the Equity

    Selling a home with a judgment lien? Learn how to use bankruptcy to remove the lien, clear your title, and protect your home equity.

  • Facing Mortgage Foreclosure: Strategic Options and Bankruptcy Protections

    Learn your options when facing mortgage foreclosure, including refinancing, loan mods, and bankruptcy protections.

  • Removing Liens: Bankruptcy Lien Avoidance Under 11 U.S.C. § 522(f)

    Remove judgment liens in bankruptcy using 522(f). Learn how lien avoidance protects your home’s exempt equity.

  • What It Means to Be Judgment-Proof

    Learn the real difference between judgment‑proof status & the statute of limitations, and when bankruptcy protects your assets.

  • Trapped in the Bankruptcy Belt: How Soaring Equity Limits Chapter 7

    Homeowners in the Bankruptcy Belt face rising home equity, low homestead exemptions, and unaffordable Chapter 13 plans.

  • Debt Reduction Made Simple: Strategies for Managing Credit Card Debt

    Start saving money now! Get practical steps for debt reduction, including when to use balance transfers and how to choose the right option.

  • Where to File for Bankruptcy: Understanding Residency Requirements

    Don’t risk your property. This expert guide breaks down the 180-day filing rule and the crucial 730-day residency requirements that dictate your state exemptions.

  • Understanding Legal Steps Before Bankruptcy: Avoiding Common Pitfalls

    Authored by a published Bankruptcy Professor. Learn the essential legal steps to manage active creditor lawsuits before filing Chapter 7 or 13. Stop wage garnishment and properly file the Suggestion of Bankruptcy to protect your assets.

  • The Critical Role of Credit Report Accuracy and Identity Theft Protection

    Defend your rights under federal law. A bankruptcy attorney and law professor provides an authoritative FCRA credit report dispute guide to protect your file.

  • How to Handle Contracts and Creditors After a Disaster: A Legal Guide

    A legal guide to the Act of God clause. Learn how disasters affect contracts, service agreements, and creditor demands—and how to protect your rights.

  • Understanding the 341 Meeting: What Creditors and Debtors Need to Know

    Understand creditor rights at the 341 meeting, how proofs of claim work, and what happens when you become an accidental creditor in bankruptcy.

  • Sued by a Creditor? Why the Automatic Stay Isn’t Always Enough

    Sued by a creditor? Learn the best bankruptcy strategies, defenses, and civil court procedures to stop collection lawsuits and protect your assets.

  • FEMA vs. SBA Disaster Aid: Separating Grants from Loans for Financial Recovery

    An attorney and law professor and disaster survivor breaks down the critical difference: FEMA provides grants, while the SBA offers loans. Learn the legal facts to protect your home and finances from misinformation.

  • Understanding Bankruptcy Exemptions for Business Owners

    Filing Chapter 7? Learn how business owners use state and personal bankruptcy exemptions (including tools of the trade) to protect valuable business assets.

  • Pay Off Debt Faster with Smart Mortgage Refinancing

    Professor Alex discusses refinancing, saving, investing, and debt management strategies for financial growth.