Miami Lawyers
-
How the National Debt is Forcing Consumers into Debt and Bankruptcy
How the national debt raises borrowing costs, shrinks household budgets, and pushes families toward Chapter 7 or Chapter 13 bankruptcy.
-
Avoidance, Abandonment, and the Scope of Bankruptcy Trustee Powers
Learn the Chapter 7 trustee’s powers: understand the one-year insider look-back, post-petition freezes, and statutory abandonment.
-
Chapter 7 Bankruptcy and Car Loans: Can You Keep Your Vehicle?
Worried about your vehicle? Learn how Chapter 7 exemptions protect your car loan, how a trustee buy-back works, and the real financial risks of reaffirming.
-
Bankruptcy Code Structure: The Different Chapters Explained | Prof. Hernandez
Learn about the U.S. Bankruptcy Code structure from Chapter 7 to Chapter 13. Featured in Consumer Bankruptcy Law by Prof. Hernandez.
-
Can You Go to Jail for Debt? The Reality of Debtors’ Prisons
Debunk the debtors’ prison myth. Learn how aggressive creditors exploit state-court contempt loops to trigger civil arrest warrants, and how to stop them.
-
Why You Should Never File for Bankruptcy on Payday
Filing bankruptcy on payday is a costly mistake. Learn how the snapshot rule under 11 U.S.C. §541 can trap your paycheck and trigger avoidable financial loss.
-
Why Chapter 7 Liquidations Are Outpacing Chapter 13 Cases
Chapter 7 filings are growing at triple the rate of Chapter 13. Learn how escrow shock and the $18.8T household‑debt crisis are driving a wave of liquidations.
-
The Hidden Risk of Passive Business Ownership in Consumer Bankruptcy
Does bankruptcy put a relative’s business at risk if your name is on the paperwork? Bankruptcy attorney & law professor Prof. Hernandez analyzes passive equity.
-
The Statutory Distribution of Debt in Bankruptcy
A clear guide to how bankruptcy distributes debt, from priority claims to Chapter 13 feasibility and the liquidation test that protects unsecured creditors.
-
The Redfin Delisting Surge: The “Buying Time” Strategy
Redfin data shows a surge in delistings as homeowners try to “buy time.” This article explains the risks of becoming an accidental landlord in a tightening economy.
-
Understanding the Hawaii Bankruptcy Exemptions
Hawaii offers specific bankruptcy exemptions, allowing debtors to protect assets but requires residency compliance.
-
Economic News Update: Tariffs, Recession Signals, and More
Economic concerns rise due to Trump’s tariffs, with many fearing recession and financial uncertainty ahead.
-
Bankruptcy News: Key Economic Updates You Need to Know
Bankruptcy News highlights economic challenges, including closing businesses and rising farmer bankruptcies nationwide.
-
Medicaid Cuts, Bankruptcy, and the Big Beautiful Bill
The Big Beautiful Bill threatens healthcare, increases bankruptcies, and exacerbates economic instability and misinformation.
-
The Big Beautiful Debt: A July 4th Legacy Re-Examined
Prof. Hernandez analyzes the $39 trillion debt crisis, the SCOTUS ruling declaring tariffs illegal, and the surge in bankruptcy filings following the Big Beautiful Bill.
-
The Toolbelt Generation: Why Gen-Z is Trading Keyboards for Hammers
Bankruptcy Attorney & Law Prof. Hernandez explores why Gen-Z is trading keyboards for toolbelts. Discover the truth about AI “onboarding” scams, Gen-X skepticism, and the irony of the new “lazy” economy.
-
Latest in Bankruptcy News
“Bankruptcy News” offers updates on bankruptcy law developments as consumers and businesses adapt to the ever changing economic landscape.
-
From Warning to Reality: Tracking the 2026 “Red Rural Recession”
Prof. Hernandez analyzes why the “Red Rural Recession” is no longer a warning, but a 2026 reality. Explore how federal cuts and the Chapter 12 surge hit the kitchen table.
-
2026 Guide: Understanding Bankruptcy Exemptions in Guam
Understand the 2026 Guam bankruptcy exemptions and how they protect your assets when filing for bankruptcy under federal guidelines.
-
The Latest Tariffs News
Companies navigate tariff impacts as consumer confidence declines and price hikes emerge in the U.S.