Miami Lawyers

  • How the National Debt is Forcing Consumers into Debt and Bankruptcy

    How the national debt raises borrowing costs, shrinks household budgets, and pushes families toward Chapter 7 or Chapter 13 bankruptcy.

  • Avoidance, Abandonment, and the Scope of Bankruptcy Trustee Powers

    Learn the Chapter 7 trustee’s powers: understand the one-year insider look-back, post-petition freezes, and statutory abandonment.

  • Chapter 7 Bankruptcy and Car Loans: Can You Keep Your Vehicle?

    Worried about your vehicle? Learn how Chapter 7 exemptions protect your car loan, how a trustee buy-back works, and the real financial risks of reaffirming.

  • Bankruptcy Code Structure: The Different Chapters Explained | Prof. Hernandez

    Learn about the U.S. Bankruptcy Code structure from Chapter 7 to Chapter 13. Featured in Consumer Bankruptcy Law by Prof. Hernandez.

  • Can You Go to Jail for Debt? The Reality of Debtors’ Prisons

    Debunk the debtors’ prison myth. Learn how aggressive creditors exploit state-court contempt loops to trigger civil arrest warrants, and how to stop them.

  • Why You Should Never File for Bankruptcy on Payday

    Filing bankruptcy on payday is a costly mistake. Learn how the snapshot rule under 11 U.S.C. §541 can trap your paycheck and trigger avoidable financial loss.

  • Why Chapter 7 Liquidations Are Outpacing Chapter 13 Cases

    Chapter 7 filings are growing at triple the rate of Chapter 13. Learn how escrow shock and the $18.8T household‑debt crisis are driving a wave of liquidations.

  • The Hidden Risk of Passive Business Ownership in Consumer Bankruptcy

    Does bankruptcy put a relative’s business at risk if your name is on the paperwork? Bankruptcy attorney & law professor Prof. Hernandez analyzes passive equity.

  • The Statutory Distribution of Debt in Bankruptcy

    A clear guide to how bankruptcy distributes debt, from priority claims to Chapter 13 feasibility and the liquidation test that protects unsecured creditors.

  • The Redfin Delisting Surge: The  “Buying Time” Strategy

    Redfin data shows a surge in delistings as homeowners try to “buy time.” This article explains the risks of becoming an accidental landlord in a tightening economy.

  • How Immigration Drives U.S. Economic Growth

    Immigration benefits the economy, dispels myths, and requires reform for better contributions and opportunities.

  • Impact of Student Loan Defaults on Credit Scores

    Student loan defaults significantly lower credit scores, impacting loans, housing, and life decisions.

  • The Declaration of Schedules on the Bankruptcy Petition

    This series guides individuals through bankruptcy petitions, emphasizing the importance of hiring qualified lawyers.

  • At Home Goods Store Files for Bankruptcy

    At Home files for Chapter 11 bankruptcy due to tariffs, economic chaos, and uncertainty.

  • Propaganda Economics. Now the Federal Government Owns U.S. Steel?

    Trump’s policies, authoritarian in nature, now includes owning U.S. Steel, a private company.

  • A Payment Plan or Applying for a Waiver of the Bankruptcy Filing Fees

    This video discusses bankruptcy filing fees, payment options, and potential complications if denied.

  • See You Later FEMA. Thanks for the Help

    Trump plans to phase out FEMA, advocating state-level disaster management amid ongoing federal contradictions.

  • The Child Support Snowball: Deportation’s Impact on Household Finances

    How deportation disrupts child support, cuts household income, and triggers debt and instability for families in the 2026 economy.

  • Causes of Civil Unrest: The California ICE Raids

    Chaos from California ICE raids reflects deeper issues like political polarization, economic inequality, and mistrust.

  • AI’s End Game: Financial Implications Beyond The Hype

    The author questions AI’s future, discussing economic implications and job security amidst rising automation concerns.