Miami Lawyers
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How the National Debt is Forcing Consumers into Debt and Bankruptcy
How the national debt raises borrowing costs, shrinks household budgets, and pushes families toward Chapter 7 or Chapter 13 bankruptcy.
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Avoidance, Abandonment, and the Scope of Bankruptcy Trustee Powers
Learn the Chapter 7 trustee’s powers: understand the one-year insider look-back, post-petition freezes, and statutory abandonment.
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Chapter 7 Bankruptcy and Car Loans: Can You Keep Your Vehicle?
Worried about your vehicle? Learn how Chapter 7 exemptions protect your car loan, how a trustee buy-back works, and the real financial risks of reaffirming.
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Bankruptcy Code Structure: The Different Chapters Explained | Prof. Hernandez
Learn about the U.S. Bankruptcy Code structure from Chapter 7 to Chapter 13. Featured in Consumer Bankruptcy Law by Prof. Hernandez.
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Can You Go to Jail for Debt? The Reality of Debtors’ Prisons
Debunk the debtors’ prison myth. Learn how aggressive creditors exploit state-court contempt loops to trigger civil arrest warrants, and how to stop them.
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Why You Should Never File for Bankruptcy on Payday
Filing bankruptcy on payday is a costly mistake. Learn how the snapshot rule under 11 U.S.C. §541 can trap your paycheck and trigger avoidable financial loss.
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Why Chapter 7 Liquidations Are Outpacing Chapter 13 Cases
Chapter 7 filings are growing at triple the rate of Chapter 13. Learn how escrow shock and the $18.8T household‑debt crisis are driving a wave of liquidations.
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The Hidden Risk of Passive Business Ownership in Consumer Bankruptcy
Does bankruptcy put a relative’s business at risk if your name is on the paperwork? Bankruptcy attorney & law professor Prof. Hernandez analyzes passive equity.
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The Statutory Distribution of Debt in Bankruptcy
A clear guide to how bankruptcy distributes debt, from priority claims to Chapter 13 feasibility and the liquidation test that protects unsecured creditors.
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The Redfin Delisting Surge: The “Buying Time” Strategy
Redfin data shows a surge in delistings as homeowners try to “buy time.” This article explains the risks of becoming an accidental landlord in a tightening economy.
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Liberation Day or “Tax the Consumer” Day? The True Cost of Political Doublespeak
Bankruptcy Attorney & Law Prof. Alex Hernandez analyzes how Liberation Day and the 2026 labor shortage drive a multi-thousand-dollar “Chaos Tax” on consumers.
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23andMe Bankruptcy: Safeguard Your Data Now
With 23andMe’s bankruptcy, protecting personal data and freezing credit is essential for safety.
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Impact of U.S. Tourism Decline on Local Economies
Tourism decline impacts U.S. economy; concerns over safety deter international travelers significantly.
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Why Eliminating the Department of Education Affects Us All
The video addresses misconceptions about the Department of Education’s funding and its potential economic impact.
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Tips for Getting Reimbursements Post-Hurricane
The author discusses hurricane-related financial challenges, insurance reimbursements, and protecting credit scores.
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How the 2025 Recession Could Affect Your Finances
The blog discusses preparing for a potential 2025 recession, reflecting on past personal financial experiences.
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Understanding Connecticut Bankruptcy Exemptions
Connecticut bankruptcy exemptions protect various assets, with specific residency requirements for filing.
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Forever 21 Bankruptcy: All Locations Likely to Close
Forever 21’s bankruptcy leads to more closures, signaling broader retail struggles amidst changing consumer behaviors.
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Odds Are We Facing a 40% Trump Recession in 2025?
The content discusses potential economic instability due to tariffs and government actions, urging financial preparedness for a looming recession.