Miami Lawyers
-
How the National Debt is Forcing Consumers into Debt and Bankruptcy
How the national debt raises borrowing costs, shrinks household budgets, and pushes families toward Chapter 7 or Chapter 13 bankruptcy.
-
Avoidance, Abandonment, and the Scope of Bankruptcy Trustee Powers
Learn the Chapter 7 trustee’s powers: understand the one-year insider look-back, post-petition freezes, and statutory abandonment.
-
Chapter 7 Bankruptcy and Car Loans: Can You Keep Your Vehicle?
Worried about your vehicle? Learn how Chapter 7 exemptions protect your car loan, how a trustee buy-back works, and the real financial risks of reaffirming.
-
Bankruptcy Code Structure: The Different Chapters Explained | Prof. Hernandez
Learn about the U.S. Bankruptcy Code structure from Chapter 7 to Chapter 13. Featured in Consumer Bankruptcy Law by Prof. Hernandez.
-
Can You Go to Jail for Debt? The Reality of Debtors’ Prisons
Debunk the debtors’ prison myth. Learn how aggressive creditors exploit state-court contempt loops to trigger civil arrest warrants, and how to stop them.
-
Why You Should Never File for Bankruptcy on Payday
Filing bankruptcy on payday is a costly mistake. Learn how the snapshot rule under 11 U.S.C. §541 can trap your paycheck and trigger avoidable financial loss.
-
Why Chapter 7 Liquidations Are Outpacing Chapter 13 Cases
Chapter 7 filings are growing at triple the rate of Chapter 13. Learn how escrow shock and the $18.8T household‑debt crisis are driving a wave of liquidations.
-
The Hidden Risk of Passive Business Ownership in Consumer Bankruptcy
Does bankruptcy put a relative’s business at risk if your name is on the paperwork? Bankruptcy attorney & law professor Prof. Hernandez analyzes passive equity.
-
The Statutory Distribution of Debt in Bankruptcy
A clear guide to how bankruptcy distributes debt, from priority claims to Chapter 13 feasibility and the liquidation test that protects unsecured creditors.
-
The Redfin Delisting Surge: The “Buying Time” Strategy
Redfin data shows a surge in delistings as homeowners try to “buy time.” This article explains the risks of becoming an accidental landlord in a tightening economy.
-
Navigating Attorney Fees, Credit Card Usage, and Bankruptcy Trustee Scrutiny
Can you pay a bankruptcy lawyer with a credit card? Bankruptcy attorney & law professor explains attorney fees and payment plans.
-
Rising Student Loan Debt: Impact on Borrowers and Society
Student loan debt continues to surge, with over 2.4 million borrowers holding balances of $100,000-$200,000 in Q2 2024.
-
Is Avon Going Out of Business?
Cosmetics giant Avon files for Chapter 11 bankruptcy amid talcum powder lawsuits and over $1 billion debt.
-
Building Financial Stability Through Debt Reduction and Consistent Savings
Discover professional strategies for long‑term financial stability. Learn how to move beyond basic debt reduction to build a sustainable, secure financial future.
-
Chapter 13 Confirmation Hearings: Process, Objections, and Judicial Approval
Bankruptcy Attorney and Law Professor Prof. Hernandez explains the Chapter 13 confirmation hearing, the liquidation test, and how to handle trustee objections to secure your payment plan.
-
Divorce Debt: Loans vs. Bankruptcy | Prof. Hernandez
A law professor and divorce attorney breaks down the pros and cons of using a personal loan to finance your divorce case.
-
The Strategic Power of Chapter 13: Navigating the Auto Debt “Cramdown”
Chapter 13 bankruptcy helps catch up on car loan payments to prevent repossession and may reduce loan balance.
-
How to Stop Foreclosure: The Expert Guide to the Automatic Stay
Bankruptcy Attorney & Law Professor explains how to stop foreclosure and save your home. with the automatic stay.
-
Stopping Foreclosure: The Critical Steps When Filing for Bankruptcy Without a Lawyer (Pro Se)
Don’t lose your home! Learn the critical difference between Chapter 7 & 13 and the steps for Pro Se filers to stop a foreclosure sale by immediately filing the Suggestion of Bankruptcy.
-
Financial Distress and the Bankruptcy Option: A Case Study on Kevin Spacey
Kevin Spacey faces legal and financial struggles, including foreclosure and potential bankruptcy due to lawsuits.