Miami Lawyers
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Mapping the Bankruptcy Surge: Newsweek Report Means Struggling Households
New ABI data reveals a massive 49-state spike in filings. Prof. Hernandez breaks down the Newsweek bankruptcy map and what is driving this consumer surge.
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Why the Moody’s Analytics Report Signals a Consumer Bankruptcy Surge
Moody’s Analytics finds the Iran conflict is costing families $750 and fueling a nationwide consumer bankruptcy surge driven by rising household debt.
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Signatory vs. Owner: Is that Bank Account Actually Your Asset in Bankruptcy?
Are you a signatory on a business or relative’s bank account? Learn how bankruptcy law protects these funds from trustees if they aren’t your personal asset.
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The Danger of Being a “Silent” Business Owner in Personal Bankruptcy
Bankruptcy Attorney & Law Professor explains the bankruptcy risks of being listed on a spouse’s corporation, including trustee issues.
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BAPCPA (2005): Reaffirmation Pitfalls and the Attorney Liability Trap
Bankruptcy Attorney & Law Professor explains reaffirmation agreements under BAPCPA 2005 and the hidden risks for debtors and attorneys.
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BAPCPA (2005): The Effect on Consumer Bankruptcy Law
Prof. Hernandez explains how BAPCPA changed consumer bankruptcy law from the Means Test to why people file for bankruptcy.
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The Convenience Bank Account Trap: Can a Trustee Take Your Parents’ Money?
Worried a trustee can take your parents’ money? Understand the convenience‑account defense and how to protect joint family accounts.
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Can the Bankruptcy Trustee Take Your 529 College Plan?
Can a trustee take your 529 college fund? The 529 plan bankruptcy exemption rules explained by a bankruptcy attorney and law professor.
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Is Your Child’s Bank Account Safe in Bankruptcy?
A bankruptcy attorney explains how trustees view children’s savings accounts and when those funds become part of the bankruptcy estate.
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What Are “Clean Bank Statements in Bankruptcy?
Avoid red flags when you file for bankruptcy. Clean bank statements explained by a bankruptcy attorney & law professor.
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The Corporate Canary in the Coal Mine: S&P Data Shows Business Bankruptcies Soaring to a 15-Year High
S&P data confirms corporate bankruptcies hit 15-year peak. A bankruptcy law expert explains the effect of how tariff is affecting consumers.
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Bankruptcy Conversions: Switching Chapters (7 to 13 and 13 to 7) Explained
A bankruptcy law attorney & professor explains bankruptcy conversions: Chapter 7 (liquidation) and Chapter 13 (reorganization).
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Starbucks Layoffs, Local Coffee Bankruptcies: A Professor’s Take on the Bankruptcy Crisis
A bankruptcy attorney and professor explains the bankruptcy surge, the household debt crisis, and the effects of the tariffs.
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Bankruptcy Alert: New Chapter 7 Means Test Income Limits Now in Effect (November 1, 2025 Update)
A bankruptcy law expert breaks down the U.S. Trustee Program’s new Means Test median income figures, effective November 1, 2025.
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Professor’s Warning: 15% Bankruptcy Surge Fueled by Student Loans & a Weak Job Market
Professor and bankruptcy attorney explains the 15% bankruptcy surge: Student loan payments, record debt, and AI-driven jobs.
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Chapter 13 Bankruptcy & the Federal Government Shutdown
Filed for Chapter 13 bankruptcy during a government shutdown? Bankruptcy attorney and law professor’s guide to your next steps.
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Bankruptcy Fraud: What Dr. Phil’s Chapter 7 Case Teaches Every Debtor
An attorney and bankruptcy law professor breaks down Dr. Phil’s bankruptcy fraud case. Understand the consequences of lying to the Trustee.
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How a Government Shutdown Can Help You Pass the Chapter 7 Means Test
Furloughed by the government shutdown? Now is the time to pass the Means Test and qualify for Chapter 7 bankruptcy. Expert insight.
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Does the Government Shutdown Stop Your Chapter 7 Bankruptcy?
Filed Chapter 7 bankruptcy, and now there’s the government shutdown? A bankruptcy attorney and professor explains how this affects your case.
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Government Shutdown & Your Bankruptcy Case: What You Need to Know Now
Will the federal government shutdown affect your bankruptcy case? A bankruptcy attorney and professor explains the process.