Miami Lawyers
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Mapping the Bankruptcy Surge: Newsweek Report Means Struggling Households
New ABI data reveals a massive 49-state spike in filings. Prof. Hernandez breaks down the Newsweek bankruptcy map and what is driving this consumer surge.
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Why the Moody’s Analytics Report Signals a Consumer Bankruptcy Surge
Moody’s Analytics finds the Iran conflict is costing families $750 and fueling a nationwide consumer bankruptcy surge driven by rising household debt.
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Signatory vs. Owner: Is that Bank Account Actually Your Asset in Bankruptcy?
Are you a signatory on a business or relative’s bank account? Learn how bankruptcy law protects these funds from trustees if they aren’t your personal asset.
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The Danger of Being a “Silent” Business Owner in Personal Bankruptcy
Bankruptcy Attorney & Law Professor explains the bankruptcy risks of being listed on a spouse’s corporation, including trustee issues.
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BAPCPA (2005): Reaffirmation Pitfalls and the Attorney Liability Trap
Bankruptcy Attorney & Law Professor explains reaffirmation agreements under BAPCPA 2005 and the hidden risks for debtors and attorneys.
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BAPCPA (2005): The Effect on Consumer Bankruptcy Law
Prof. Hernandez explains how BAPCPA changed consumer bankruptcy law from the Means Test to why people file for bankruptcy.
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The Convenience Bank Account Trap: Can a Trustee Take Your Parents’ Money?
Worried a trustee can take your parents’ money? Understand the convenience‑account defense and how to protect joint family accounts.
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Can the Bankruptcy Trustee Take Your 529 College Plan?
Can a trustee take your 529 college fund? The 529 plan bankruptcy exemption rules explained by a bankruptcy attorney and law professor.
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Is Your Child’s Bank Account Safe in Bankruptcy?
A bankruptcy attorney explains how trustees view children’s savings accounts and when those funds become part of the bankruptcy estate.
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What Are “Clean Bank Statements in Bankruptcy?
Avoid red flags when you file for bankruptcy. Clean bank statements explained by a bankruptcy attorney & law professor.
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Navigating Schedule C Exemptions in Bankruptcy
Understanding Schedule C exemptions is vital for protecting personal property during bankruptcy filings.
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Stagflation and Record Highs in Student Loan Defaults
Expert analysis: Record student loan defaults (12.9%) and inflationary tariffs and labor shocks, making stagflation an inevitable reality.
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Mo Gawdat’s AI Predictions: Utopia or Dystopia?
Mo Gawdat’s predictions about AI’s societal impact are exaggerated and potentially harmful to innovation.
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BLS Chief Firing: Impacts on Economic Credibility
The firing of the BLS chief raises doubts about U.S. economic data credibility and future job reports.
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Liberation Day Will Cost You
Liberation Day introduces higher tariffs, leading to increased consumer prices and potential economic challenges.
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Understanding the Rise of Bankruptcy: 2025 Trends
Bankruptcy filings rose 11.5% in 2025, reversing years of decline and highlighting economic instability.
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JCPenney’s Massive Real Estate Comeback: 119 Stores Sold
JCPenney is selling 119 retail properties for $947 million, marking a significant recovery.
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The Truth Behind Trump’s Tariff Rebate Check
The Trump tariff rebate check is another empty promise, like the previous DOGE check distraction.
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Understanding the EU-U.S. Trade Deal: What’s Really Happening
The EU-U.S. trade deal is not finalized; it’s just a framework with unresolved issues.
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The New Normal: How Tariffs Will Hit Your Budget
Tariffs, economic chaos, and bad policies are negatively impacting consumers and industries, leading to financial strain.