Miami Lawyers

  • Mapping the Bankruptcy Surge: Newsweek Report Means Struggling Households

    New ABI data reveals a massive 49-state spike in filings. Prof. Hernandez breaks down the Newsweek bankruptcy map and what is driving this consumer surge.

  • Why the Moody’s Analytics Report Signals a Consumer Bankruptcy Surge

    Moody’s Analytics finds the Iran conflict is costing families $750 and fueling a nationwide consumer bankruptcy surge driven by rising household debt.

  • The Danger of Being a “Silent” Business Owner in Personal Bankruptcy

    Bankruptcy Attorney & Law Professor explains the bankruptcy risks of being listed on a spouse’s corporation, including trustee issues.

  • BAPCPA (2005): Reaffirmation Pitfalls and the Attorney Liability Trap

    Bankruptcy Attorney & Law Professor explains reaffirmation agreements under BAPCPA 2005 and the hidden risks for debtors and attorneys.

  • BAPCPA (2005): The Effect on Consumer Bankruptcy Law

    Prof. Hernandez explains how BAPCPA changed consumer bankruptcy law from the Means Test to why people file for bankruptcy.

  • The Convenience Bank Account Trap: Can a Trustee Take Your Parents’ Money?

    Worried a trustee can take your parents’ money? Understand the convenience‑account defense and how to protect joint family accounts.

  • Can the Bankruptcy Trustee Take Your 529 College Plan?

    Can a trustee take your 529 college fund? The 529 plan bankruptcy exemption rules explained by a bankruptcy attorney and law professor.

  • Is Your Child’s Bank Account Safe in Bankruptcy?

    A bankruptcy attorney explains how trustees view children’s savings accounts and when those funds become part of the bankruptcy estate.

  • What Are “Clean Bank Statements in Bankruptcy?

    Avoid red flags when you file for bankruptcy. Clean bank statements explained by a bankruptcy attorney & law professor.

  • How Immigration Drives U.S. Economic Growth

    Immigration benefits the economy, dispels myths, and requires reform for better contributions and opportunities.

  • Impact of Student Loan Defaults on Credit Scores

    Student loan defaults significantly lower credit scores, impacting loans, housing, and life decisions.

  • The Declaration of Schedules on the Bankruptcy Petition

    This series guides individuals through bankruptcy petitions, emphasizing the importance of hiring qualified lawyers.

  • At Home Goods Store Files for Bankruptcy

    At Home files for Chapter 11 bankruptcy due to tariffs, economic chaos, and uncertainty.

  • Propaganda Economics. Now the Federal Government Owns U.S. Steel?

    Trump’s policies, authoritarian in nature, now includes owning U.S. Steel, a private company.

  • A Payment Plan or Applying for a Waiver of the Bankruptcy Filing Fees

    This video discusses bankruptcy filing fees, payment options, and potential complications if denied.

  • See You Later FEMA. Thanks for the Help

    Trump plans to phase out FEMA, advocating state-level disaster management amid ongoing federal contradictions.

  • The Child Support Snowball: Deportation’s Impact on Household Finances

    How deportation disrupts child support, cuts household income, and triggers debt and instability for families in the 2026 economy.

  • Causes of Civil Unrest: The California ICE Raids

    Chaos from California ICE raids reflects deeper issues like political polarization, economic inequality, and mistrust.

  • AI’s End Game: Financial Implications Beyond The Hype

    The author questions AI’s future, discussing economic implications and job security amidst rising automation concerns.