Miami Lawyers

  • Mapping the Bankruptcy Surge: Newsweek Report Means Struggling Households

    New ABI data reveals a massive 49-state spike in filings. Prof. Hernandez breaks down the Newsweek bankruptcy map and what is driving this consumer surge.

  • Why the Moody’s Analytics Report Signals a Consumer Bankruptcy Surge

    Moody’s Analytics finds the Iran conflict is costing families $750 and fueling a nationwide consumer bankruptcy surge driven by rising household debt.

  • The Danger of Being a “Silent” Business Owner in Personal Bankruptcy

    Bankruptcy Attorney & Law Professor explains the bankruptcy risks of being listed on a spouse’s corporation, including trustee issues.

  • BAPCPA (2005): Reaffirmation Pitfalls and the Attorney Liability Trap

    Bankruptcy Attorney & Law Professor explains reaffirmation agreements under BAPCPA 2005 and the hidden risks for debtors and attorneys.

  • BAPCPA (2005): The Effect on Consumer Bankruptcy Law

    Prof. Hernandez explains how BAPCPA changed consumer bankruptcy law from the Means Test to why people file for bankruptcy.

  • The Convenience Bank Account Trap: Can a Trustee Take Your Parents’ Money?

    Worried a trustee can take your parents’ money? Understand the convenience‑account defense and how to protect joint family accounts.

  • Can the Bankruptcy Trustee Take Your 529 College Plan?

    Can a trustee take your 529 college fund? The 529 plan bankruptcy exemption rules explained by a bankruptcy attorney and law professor.

  • Is Your Child’s Bank Account Safe in Bankruptcy?

    A bankruptcy attorney explains how trustees view children’s savings accounts and when those funds become part of the bankruptcy estate.

  • What Are “Clean Bank Statements in Bankruptcy?

    Avoid red flags when you file for bankruptcy. Clean bank statements explained by a bankruptcy attorney & law professor.

  • Navigating Attorney Fees, Credit Card Usage, and Bankruptcy Trustee Scrutiny

    Can you pay a bankruptcy lawyer with a credit card? Bankruptcy attorney & law professor explains attorney fees and payment plans.

  • Rising Student Loan Debt: Impact on Borrowers and Society

    Student loan debt continues to surge, with over 2.4 million borrowers holding balances of $100,000-$200,000 in Q2 2024.

  • Is Avon Going Out of Business?

    Cosmetics giant Avon files for Chapter 11 bankruptcy amid talcum powder lawsuits and over $1 billion debt.

  • Building Financial Stability Through Debt Reduction and Consistent Savings

    Discover professional strategies for long‑term financial stability. Learn how to move beyond basic debt reduction to build a sustainable, secure financial future.

  • Chapter 13 Confirmation Hearings: Process, Objections, and Judicial Approval

    Bankruptcy Attorney and Law Professor Prof. Hernandez explains the Chapter 13 confirmation hearing, the liquidation test, and how to handle trustee objections to secure your payment plan.

  • Divorce Debt: Loans vs. Bankruptcy | Prof. Hernandez

    A law professor and divorce attorney breaks down the pros and cons of using a personal loan to finance your divorce case.

  • The Strategic Power of Chapter 13: Navigating the Auto Debt “Cramdown”

    Chapter 13 bankruptcy helps catch up on car loan payments to prevent repossession and may reduce loan balance.

  • How to Stop Foreclosure: The Expert Guide to the Automatic Stay

    Bankruptcy Attorney & Law Professor explains how to stop foreclosure and save your home. with the automatic stay.

  • Stopping Foreclosure: The Critical Steps When Filing for Bankruptcy Without a Lawyer (Pro Se)

    Don’t lose your home! Learn the critical difference between Chapter 7 & 13 and the steps for Pro Se filers to stop a foreclosure sale by immediately filing the Suggestion of Bankruptcy.

  • Financial Distress and the Bankruptcy Option: A Case Study on Kevin Spacey

    Kevin Spacey faces legal and financial struggles, including foreclosure and potential bankruptcy due to lawsuits.