Miami Lawyers
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The Architecture of Bankruptcy: Judges, Trustees, and Creditors
Demystify the bankruptcy court system with Prof. Hernandez. Learn the distinct roles of Article I judges, private trustees, and the U.S. Trustee.
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The History & Evolution of Bankruptcy Law| Prof. Hernandez
Trace the history and evolution of bankruptcy law with Prof. Hernandez. Discover how ancient insolvency debts transformed into modern asset protections.
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The $18.8 Trillion Household Debt Crisis: Why Older Americans Are Struggling Financially
Rising household debt is hitting seniors hardest. See why older Americans are struggling financially and the legal protections that can safeguard retirement.
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The Non-Judicial Foreclosure Myth: How to Force Your Lender Into Court
Think you can’t stop a non‑judicial foreclosure? Bankruptcy attorney & law professor explains how homeowners can save their home with a court injunction.
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Foreclosures Are Rising: Understanding Your Rights in a Judicial vs. Non‑Judicial State
Learn your foreclosure rights in judicial and non‑judicial states and how Chapter 13 can stop a foreclosure and protect your home.
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Idaho Bankruptcy Exemptions: Protecting Your Assets
Bankruptcy attorney & law professor explains Idaho’s strict bankruptcy exemption laws, residency rules, and how to protect your assets.
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Reaffirmation Agreements: Why You Can’t Negotiate Your Car Note in Chapter 7
Understand the risks in reaffirming a car loan in Chapter 7 bankruptcy and why lenders refuse to negotiate the loan terms.
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Bankruptcy Petition Preparers vs. Attorneys: The Cost of “Cheap” Advice
A bankruptcy attorney and law professor warns how petition preparers cross legal lines, risk dismissal, and jeopardize your home, wages, and case.
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Refinancing Your Mortgage in Chapter 13: The Fast Track to a Discharge
Can you refinance your mortgage in Chapter 13 to get an early discharge? Prof. Hernandez explains the court requirements, the 12-month payment rule, and how to pay off creditors to successfully close your case in 2026.
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Navigating Schedule C Exemptions in Bankruptcy
Understanding Schedule C exemptions is vital for protecting personal property during bankruptcy filings.
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Stagflation and Record Highs in Student Loan Defaults
Expert analysis: Record student loan defaults (12.9%) and inflationary tariffs and labor shocks, making stagflation an inevitable reality.
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Mo Gawdat’s AI Predictions: Utopia or Dystopia?
Mo Gawdat’s predictions about AI’s societal impact are exaggerated and potentially harmful to innovation.
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BLS Chief Firing: Impacts on Economic Credibility
The firing of the BLS chief raises doubts about U.S. economic data credibility and future job reports.
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Liberation Day Will Cost You
Liberation Day introduces higher tariffs, leading to increased consumer prices and potential economic challenges.
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Understanding the Rise of Bankruptcy: 2025 Trends
Bankruptcy filings rose 11.5% in 2025, reversing years of decline and highlighting economic instability.
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JCPenney’s Massive Real Estate Comeback: 119 Stores Sold
JCPenney is selling 119 retail properties for $947 million, marking a significant recovery.
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The Truth Behind Trump’s Tariff Rebate Check
The Trump tariff rebate check is another empty promise, like the previous DOGE check distraction.
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Understanding the EU-U.S. Trade Deal: What’s Really Happening
The EU-U.S. trade deal is not finalized; it’s just a framework with unresolved issues.
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The New Normal: How Tariffs Will Hit Your Budget
Tariffs, economic chaos, and bad policies are negatively impacting consumers and industries, leading to financial strain.