Northern District of Oklahoma Bankruptcy Trustee Directory (2026)
The Northern District of Oklahoma spans the northeastern section of the state, encompassing major commercial hubs like Tulsa as well as surrounding communities. Bankruptcy filings in the Northern District are overseen by the United States Trustee’s Office for Region 20.
Whether a debtor files under Chapter 7 or Chapter 13, trustees are charged with verifying financial disclosures, evaluating asset structures, executing statutory oversight, and conducting mandatory hearings such as the 341 Meeting of Creditors and Confirmation Hearings.
By Alexander Hernandez, J.D., Professor, and Author of Consumer Bankruptcy Law (Routledge).
Key Points: Northern District of Oklahoma Bankruptcy Trustees
- District Structure: The Northern District operates independently from the Eastern and Western districts of Oklahoma, and cases must be filed in the correct district to avoid dismissal.
- Chapter 7 Administration: Chapter 7 panel trustees review petitions and schedules, investigate asset transfers, conduct the 341 Meeting, and liquidate non-exempt property to maximize recovery for unsecured creditors.
- Chapter 13 Oversight: Standing Chapter 13 trustees review proposed repayment plans for financial feasibility, confirm compliance with disposable income requirements, and collect and distribute funds that are distributed to creditors over the life of the 3-to-5-year plan.
- Mandatory Document Compliance: Debtors must provide required financial disclosures, typically two to three years of federal tax returns, recent pay stubs, and bank statements, at least 7 to 10 days before the initial §341 Meeting of Creditors. Failure to submit these documents on time often results in a continued meeting or, in some cases, dismissal of the case.
Bankruptcy Filings in the Northern District: Chapter 7 and 13
The Northern District covers multiple counties, including Craig, Creek, Delaware, Mayes, Nowata, Osage, Ottawa, Pawnee, Rogers, Tulsa, and Washington. The Bankruptcy Court is located at 224 S. Boulder Ave. Suite 105, Tulsa, Oklahoma 74103.
Unlike the more rural eastern region, the Northern District anchors a major metropolitan and commercial hub, resulting in a higher volume of consumer bankruptcy filings.
Current filing data from the U.S. Courts for the Northern District is outlined below:
| Year | Chapter 7 Filings | Chapter 13 Filings | Total Filings |
| 2025 | 1,765 | 228 | 1,993 |
| 2024 | 1,574 | 184 | 1,758 |
| 2023 | 1,330 | 183 | 1,513 |
Chapter 7 Trustees in the Northern District
Chapter 7 bankruptcy trustees in the Northern District are responsible for examining the bankruptcy schedules, statements of financial affairs, and accompanying financial disclosures.
Beyond reviewing documentation, the trustee presides over the mandatory 341 Meeting of Creditors, questioning debtors under oath about assets, liabilities, income sources, and pre-filing transfers. Under Section 704(a)(1), trustees are also responsible for identifying, recovering, and liquidating non-exempt assets to distribute proceeds to unsecured creditors.
Once a petition is filed, the trustee’s office requests relevant financial documents such as recent federal tax returns, pay stubs, and bank statements. Debtors are generally required to provide these documents 7 to 10 days before the scheduled 341 Meeting. Failure to meet these deadlines or cooperate with trustee inquiries can lead to a continued meeting or a motion to dismiss under Sections 521(a)(3) and (4).
The Chapter 7 panel trustees currently assigned to the Northern District of Oklahoma include:
| Trustee Name | Address | Contact Information |
| Luke A. Homen | 10313 Greenbriar Parkway, Oklahoma City, OK 73159 | Phone: (405) 639-2099 Email: trustee@lukehomenlaw.com |
| Scott P. Kirtley | 502 W. Sixth Street, Tulsa, OK 74119 | Phone: (918) 587-3161 Fax: (918) 583-1549 Email: skirtley@riggsabney.com |
| Kelley G. Loud | 15 E. 5th St., Ste. 3700, Tulsa, OK 74103 | Phone: (918) 587-6800 Email: kloud@titushillis.com |
| Patrick Joseph Malloy, III | 401 S. Boston, Ste. 500, Tulsa, OK 74103 | Phone: (918) 699-0345 Fax: (918) 699-0325 Email: Pjmiiim@sbcglobal.net |
| Steven W. Soule | 521 East 2nd Street, Suite 1200, Tulsa, OK 74120 | Phone: (918) 594-0400 Fax: (918) 594-0505 Email: Ssoule@hallestill.com |
The Chapter 13 Standing Trustee in the Northern District
The Chapter 13 standing trustee oversees wage-earner plans and individual reorganization cases under Sections 1302 and 1326. The Chapter 13 trustee is also responsible for the 341 creditors’ meeting, as well as the Confirmation Hearings.
The standing trustee is also responsible for collecting monthly payments directly from the debtor and disbursing funds to creditors according to the terms of the confirmed plan.
Below is the contact information for the Chapter 13 standing trustee serving the Northern District of Oklahoma:
| Detail | Information |
| Trustee Name | Lonnie D. Eck (Standing Chapter 13 Trustee) |
| Mailing Address | P.O. Box 2038, Tulsa, OK 74101 |
| leck@eckchapter13.com | |
| Phone | (918) 599-9901 |
Conclusion
Success in a Northern District bankruptcy case relies on complying with deadlines set by the court and your assigned trustee. Ensuring that tax documents and asset valuations are delivered well in advance of the 341 Meeting of Creditors will help streamline the process and help avoid costly delays or motions to dismiss.
Professor Hernandez is an attorney specializing in consumer finance and debt relief. He is the author of Consumer Bankruptcy Law (Routledge) and teaches law and finance courses in both English and Spanish at an international university.
Educational Resources
- For Institutions: Colleges and universities may request examination copies of my textbook directly from Routledge Publishing.
- For Students & Practitioners: Single print and digital copies are available via Amazon Books.
- Video Lectures: Stream comprehensive legal breakdowns and video explanations on the Bankruptcy.blog YouTube Channel.
Bankruptcy Court & Consumer Resources
Explore additional consumer guides and state-specific directories to navigate your legal options:
- A step-by-step master guide to completing and understanding the bankruptcy petition.
- Bankruptcy Court Directory: Full listings for the federal bankruptcy court system and trustee contact information.
- State Bankruptcy Exemptions: Review your state‑specific exemptions or compare them with the federal exemptions.
- 341 Meeting Procedures: Prepare for your court date with updated rules, expectations, and practical guidance.
Please note that the information on this site does not constitute legal advice and should be considered for informational purposes only.
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