District of South Carolina Bankruptcy Trustee Directory (2026)
The District of South Carolina operates as a single federal bankruptcy district for the entire state, with case administration managed under the United States Trustee Program for Region 4, headquartered in Columbia, South Carolina. Appointed bankruptcy trustees within South Carolina oversee Chapter 7 and Chapter 13 cases across the Columbia, Charleston, and Greenville divisions.
Whether a debtor files for Chapter 7 liquidation or Chapter 13 reorganization, the assigned trustee is responsible for reviewing financial disclosures, conducting the mandatory 341 Meeting of Creditors, and monitoring the debtor’s ongoing obligations throughout the life of the case.
By Alexander Hernandez, J.D., Professor, and Author of Consumer Bankruptcy Law (Routledge).
Key Points: District of South Carolina Bankruptcy Trustees (2026)
- Bankruptcy District: South Carolina operates as a single federal bankruptcy district with court locations in Columbia, Charleston, and Greenville. Trustee administration and oversight are managed under Region 4 of the U.S. Trustee Program.
- Chapter 7 Bankruptcy: Appointed Chapter 7 bankruptcy trustees review the debtor’s schedules and financial disclosures, examine pre-petition transfers, conduct the Section 341 Meeting of Creditors, and liquidate non-exempt assets to distribute to unsecured creditors.
- Chapter 13 Bankruptcy: Standing Trustees administer repayment plans from the 341 meeting and plan confirmation through monthly collections and creditor distributions.
- Required Financial Documents: Debtors must submit required financial documentation such as tax returns, pay stubs, and bank statements to the trustee at least 7 days before the scheduled 341 Meeting of Creditors.
The District of South Carolina (2026)
The District of South Carolina is organized into three divisional offices. These divisions govern where your bankruptcy petition is filed and administered, which determines the local Chapter 7 trustee or Chapter 13 standing trustee assigned to your case.
Columbia Division
The Columbia Division Courthouse is located at J. Bratton Davis United States Bankruptcy Courthouse, 1100 Laurel Street, Columbia, South Carolina 29201. The following counties are served: Aiken, Bamberg, Barnwell, Calhoun, Chester, Chesterfield, Darlington, Dillon, Edgefield, Fairfield, Florence, Kershaw, Lancaster, Lee, Lexington, Marion, Marlboro, Newberry, Orangeburg, Richland, Saluda, and Sumter.
Charleston Division
The Charleston Division Courthouse is located at the J. Waties Waring Judicial Center, 83 Meeting Street, Charleston, South Carolina, 29401. The Charleston Division serves the following twelve counties: Allendale, Beaufort, Berkeley, Charleston, Clarendon, Colleton, Dorchester, Georgetown, Hampton, Horry, Jasper, and Williamsburg.
Greenville Division
The Greenville Division also serves twelve counties. The Bankruptcy Court is located at Clement F. Haynsworth Federal Building, 300 E. Washington Street, Greenville, South Carolina, 29601. The following counties fall within the Greenville Division: Abbeville, Anderson, Cherokee, Greenville, Greenwood, Laurens, McCormick, Oconee, Pickens, Spartanburg, Union, and York.
Below is a breakdown of the number of Chapter 7 and Chapter 13 filings handled by trustees in South Carolina from 2023 through 2025.
| Year | Chapter 7 Filings | Chapter 13 Filings | Total Filings |
| 2025 | 1,813 | 3,368 | 5,181 |
| 2024 | 1,486 | 3,127 | 4,613 |
| 2023 | 1,266 | 2,749 | 4,015 |
Chapter 7 Bankruptcy Trustees (2026)
Chapter 7 trustees in the District of South Carolina administer bankruptcy estates pursuant to the statutory duties outlined in 11 U.S.C. §704(a). These obligations include:
- Evaluating the debtor’s petition, schedules, and financial statements.
- Conducting the 341 Meeting of Creditors.
- Investigating financial affairs and pre-petition transfers.
- Identifying non-exempt assets for liquidation and distribution to unsecured creditors.
Shortly after a petition is filed, trustees request specific supporting financial documentation such as tax returns, tax transcripts, pay stubs, and bank statements to verify the accuracy of disclosures.
Under Federal Rule of Bankruptcy Procedure 4002(b) and local practice, these records must be submitted to the assigned trustee at least 7 days prior to the 341 Meeting. Failure to comply with these disclosure mandates may result in the trustee continuing the 341 Meeting, issuing a motion to compel, or seeking case dismissal pursuant to Sections 521(a)(3) and (4).
Bankruptcy Trustees in the District of South Carolina (2026)
Below are the Chapter 7 trustees for the District of South Carolina in 2026.
| Trustee Name | Contact Information & Address |
| Kevin Campbell | Address: P.O. Box 684, Mt. Pleasant, SC 29465 Phone: (843) 884-6874 Email: kcampbell@campbell-law-firm.com |
| John K. Fort | Address: P.O. Box 669, Landrum, SC 29356 Phone: (864) 702-8113 Email: johnkfort@gmail.com |
| Janet B. Haigler | Address: P.O. Box 505, Chapin, SC 29036 Phone: (803) 261-9806 Email: jhaigler@haiglerlawfirm.com |
| Michelle L. Vieira | Address: P.O. Box 6, Mauldin, SC 29662 Phone: (843) 497-9800 Email: trustee@chapter7.email |
Chapter 13 Standing Trustees (2026)
Chapter 13 standing trustees in the District of South Carolina administer wage earner reorganization plans under 11 U.S.C. §§1302 and 1326. Their responsibilities include verifying proposed budgets and schedules, placing debtors under oath during the Section 341 Meeting of Creditors, and analyzing proposed repayment plans for accuracy, statutory compliance, and financial feasibility.
Beyond initial case evaluation, the trustee actively participates in confirmation proceedings, collects direct or payroll-deducted monthly plan payments, and disburses funds to secured, priority, and unsecured creditors once the reorganization plan is confirmed by the court.
Four Chapter 13 standing trustees administer reorganization cases across the court’s three divisions in South Carolina.
| Trustee Name | Contact Information & Address |
| Dawn Hardesty | Address: 250 Berryhill Road, Suite 402, Columbia, SC 29210 Phone: (803) 779-5180 E-mail: inquiries@ch13trustee.net |
| Gretchen D. Holland | Address: 3449 Pelham Road, Suite C, Greenville, SC 29615 Phone: (864) 242-0314 E-mail: gdh@upstate13.com |
| Annemarie B. Mathews | Address: 3700 Forest Drive, Suite 302, Columbia, SC 29204 Mailing: P.O. Box 8477, Columbia, SC 29202 Phone: (803) 254-2981 E-mail: admin@columbia13.com |
| James M. Wyman | Address: P.O. Box 997, Mt. Pleasant, SC 29465 Phone: (843) 388-9844 E-mail: 13info@charleston13.com |
Conclusion
Understanding how the District of South Carolina is organized, and knowing which trustee is assigned to your case, is an important part of navigating the bankruptcy process. Whether you file a Chapter 7 liquidation or a Chapter 13 reorganization, timely compliance with trustee document requests and clear communication throughout the case are essential in order to receive a discharge of your debts.
Trustees in South Carolina oversee both liquidation and repayment matters across a statewide district that spans the Charleston, Columbia, and Greenville divisions. Being prepared for your 341 Meeting of Creditors, responding promptly to requests for financial records, and ensuring that your schedules are accurate all help the trustee complete their review efficiently and reduce the risk of delays or dismissal.
Professor Hernandez is an attorney specializing in consumer finance and debt relief. He is the author of Consumer Bankruptcy Law (Routledge) and teaches law and finance courses in both English and Spanish at an international university.
Educational Resources
- For Institutions: Colleges and universities may request examination copies of my textbook directly from Routledge Publishing.
- For Students & Practitioners: Single print and digital copies are available via Amazon Books.
- Video Lectures: Stream comprehensive legal breakdowns and video explanations on the Bankruptcy.blog YouTube Channel.
Bankruptcy Court & Consumer Resources
Explore additional consumer guides and state-specific directories to navigate your legal options:
- A step-by-step master guide to completing and understanding the bankruptcy petition.
- Bankruptcy Court Directory: Full listings for the federal bankruptcy court system and trustee contact information.
- State Bankruptcy Exemptions: Review your state‑specific exemptions or compare them with the federal exemptions.
- 341 Meeting Procedures: Prepare for your court date with updated rules, expectations, and practical guidance.
Please note that the information on this site does not constitute legal advice and should be considered for informational purposes only.
Statutory References
- 11 U.S. Code §341 – Meetings of creditors and equity security holders.
- 11 U.S. Code §704 – Duties of trustee.
- 11 U.S. Code §521 – Debtor’s duties.
- 11 U.S. Code §1302 – Trustee.
- 11 U.S. Code §1326 – Payments.
- 11 U.S. Code §1324 – Confirmation hearing.
You must be logged in to post a comment.