chapter 13 bankruptcy Archives

Wooden gavel resting on a colorful map of the United States, symbolizing the national reach of the federal automatic stay and the importance of filing a Suggestion of Bankruptcy for out-of-state lawsuits. Source: bankruptcy.blog.

How Bankruptcy Impacts Lawsuits in Different States

Filing bankruptcy in one state stops lawsuits everywhere. A consumer bankruptcy expert explains the Supremacy Clause and how the automatic stay halts out-of-state car accident cases.

A house with a 'FORECLOSURE' sign in the front yard, indicating that the property is undergoing the foreclosure process due to bankruptcy. This image highlights the financial struggles that can lead to losing one's home

Insights & Analysis

Alexander Hernandez 9 min read

Foreclosures are Rising: Don’t Panic, Get Informed

Law professor breaks down the foreclosure process and solutions. Learn how bankruptcy protects your home and financial future.

A close-up image showing a portion of the United States Constitution with the prominent phrase ‘We The People’ at the top, overlaid on an American flag. In the foreground, there is a handgun resting on top of both the document and flag. In the bottom right corner, there is a watermark that reads ‘Bankruptcy.Blog

Bankruptcy

Alexander Hernandez 5 min read

Second Amendment Rights and Bankruptcy: Can You Keep Your Firearms?

Does the Second Amendment protect your guns in bankruptcy court? Learn how state exemptions work and why constitutional rights don’t always equal asset protection.

A crisp one-dollar bill is frozen within a large, translucent ice cube. The website address ‘Bankruptcy.Blog’ is overlaid in white text at the bottom of the image emphasizing issues with a creditor lawsuit and having a bank account frozen including Social Security income.

Insights & Analysis

Alexander Hernandez 4 min read

How to Avoid a Bank Account Freeze: A Professor’s Legal Guide

Professor Alexander Hernandez, J.D., shares essential legal strategies to prevent a bank account freeze. Learn how to protect your income and navigate creditor lawsuits.

Graphic showing a stylized white house silhouette with a red arrow trending upwards through it against a blue background with faded financial graphs. The text ‘Bankruptcy.Blog’ is displayed at the bottom.

Insights & Analysis

Alexander Hernandez 5 min read

Bankruptcy Filings Rise: Trends & Predictions

Bankruptcy filings increased 16.8% in 2023, with a prediction of ongoing growth through 2025.

Bankruptcy

Alexander Hernandez 4 min read

Chapter 13 Bankruptcy: Lien Stripping Explained

This podcast clarifies misconceptions about mortgages, bankruptcy, and the implications of Chapter 13.

A severely damaged black car involved in a car accident. The front of the car is crushed and the hood is open, revealing the engine. The car is parked on the side of a wet highway indicating bankruptcy might result due to a car accident lawsuit. The url ‘Bankruptcy.blog’ is available below.

Bankruptcy

Alexander Hernandez 5 min read

Filing for Bankruptcy After a Car Accident Lawsuit

A damaged red car with significant dents and missing parts, lying in a green grassy field beside a road, with rolling hills in the background.

Insights & Analysis

Alexander Hernandez 5 min read

Luxury Expenses in Bankruptcy. Like Golf?

Liam’s bankruptcy case raises issues about golf expenses and unsecured debts during his filing.

Bankruptcy

Alexander Hernandez 3 min read

Understanding Non-Dischargeable Debts: Why Bankruptcy Isn’t a “Get Out of Jail Free” Card

Can criminal fraud debt be discharged? Professor Alexander Hernandez, J.D., explains Section 523(a) and non-dischargeable debt using the G-Herbo case example.

A wooden legal gavel and a house-shaped keychain with a key, representing the legal intersections of homeownership, mortgage liens, and bankruptcy law on Bankruptcy.blog.

Bankruptcy

Alexander Hernandez 5 min read

The Confusion with Mortgage Liens and Bankruptcy

Confused by how Chapter 7 or 13 affects your home? A bankruptcy professor explains why mortgage liens survive discharge and how to avoid costly foreclosure traps.