chapter 13 bankruptcy Archives

Bankruptcy

Alexander Hernandez 4 min read

Quick Guide to the Basics: Liquidation, Exemptions, and The Means Test

The blog explores Chapter 7 and Chapter 13 bankruptcies, focusing on exemptions and means testing.

Bankruptcy

Alexander Hernandez 9 min read

Understanding Trustee Scrutiny in Bankruptcy

Luxury expenses can jeopardize bankruptcy cases due to trustee scrutiny and disclosure requirements.

Bankruptcy

Alexander Hernandez 3 min read

Welcome to Bankruptcy.blog: Navigating Your Path to Financial Relief

Learn about Chapter 7 and 13 bankruptcy from Professor Alex Hernandez, author of “Consumer Bankruptcy Law” (Routledge). Get expert insights on student loans, mortgages, and filing resources for debtors and paralegals.

Bankruptcy

Alexander Hernandez 3 min read

Understanding Bankruptcy: Launching the Podcast Journey

Attorney and Law Professor, and author of Consumer Bankruptcy Law, Alex Hernandez launches his new blog and podcast. Learn bankruptcy law from an expert who survived debt—you will, too! 155

Bankruptcy

Alexander Hernandez 6 min read

Chapter 7 Mistakes That Can Force Your Case into Chapter 13

Bankruptcy professor warns: The Means Test is not enough. Avoid the 5 costly debtor and attorney mistakes that risk your discharge and lead to Chapter 13 conversion.

Gavel and red STOP sign resting on a law book, symbolizing the immediate legal protection of the automatic stay in Chapter 7 or Chapter 13 bankruptcy.

Bankruptcy

Alexander Hernandez 6 min read

Understanding the Automatic Stay: Chapter 7 Versus Chapter 13 Bankruptcy

The automatic stay in bankruptcy provides temporary protection, but Chapter 7 may not save your car.

A wooden gavel resting on the judge's bench in the foreground of an empty courtroom, symbolizing the authority of a judge and the potential delay in a filed Chapter 7 bankruptcy case during a government shutdown.

Bankruptcy

Alexander Hernandez 5 min read

Missing Creditors in Bankruptcy Petition? Here’s What You Can Do

Forgot to list a creditor in your Chapter 7 bankruptcy? Take these steps to protect yourself and keep the automatic stay in place.

Bankruptcy

Alexander Hernandez 7 min read

Strategic Foreclosure Delay: Using Bankruptcy to Secure a Successful Home Sale

Authored by a published law professor. This guide details how to use bankruptcy to secure a crucial delay and successfully sell your home before foreclosure.