Alexander Hernandez, Author at Bankruptcy.Blog

Bankruptcy Alert: New Chapter 7 Means Test Income Limits Now in Effect (November 1, 2025 Update)

A bankruptcy law expert breaks down the U.S. Trustee Program’s new Means Test median income figures, effective November 1, 2025.

Alexander Hernandez 6 min read

Professor and bankruptcy attorney explains the 15% bankruptcy surge: Student loan payments, record debt, and AI-driven jobs.

Alexander Hernandez 5 min read

Filed for Chapter 13 bankruptcy during a government shutdown? Bankruptcy attorney and law professor’s guide to your next steps.

Alexander Hernandez 2 min read

An attorney and bankruptcy law professor breaks down Dr. Phil’s bankruptcy fraud case. Understand the consequences of lying to the Trustee.

Alexander Hernandez 5 min read

Furloughed by the government shutdown? Now is the time to pass the Means Test and qualify for Chapter 7 bankruptcy. Expert insight.

Alexander Hernandez 4 min read

Filed Chapter 7 bankruptcy, and now there’s the government shutdown? A bankruptcy attorney and professor explains how this affects your case.

Alexander Hernandez 4 min read

Will the federal government shutdown affect your bankruptcy case? A bankruptcy attorney and professor explains the process.

Alexander Hernandez 4 min read

Expert analysis of Bankruptcy Schedule H, Co-Debtors and the Automatic Stay and how it protects co-debtors.

Alexander Hernandez 5 min read

Bankruptcy law professor explains how Chapter 13 license reinstatement works to wipe out debt from a car accident debt.

Alexander Hernandez 5 min read

If your driver’s license was suspended, learn how to use Chapter 7 bankruptcy to reinstate your license. Learn the critical steps.