Alexander Hernandez, Author at Bankruptcy.Blog

Bankruptcy

Alexander Hernandez 7 min read

The 2% Gamble: Why Chapter 13 Bankruptcy is Not a DIY Project

Bankruptcy Professor explains the harsh truth: pro se Chapter 13 filings have a near-zero success rate.

Red blocks spelling DEBT with gold coin stacks increasing underneath a sharp red upward arrow, signifying rising financial obligation and debt surge leading to an increase in bankruptcy filings.

Insights & Analysis

Alexander Hernandez 2 min read

Bankruptcy Filings Surge in 2025: What the Numbers Reveal About Economic Stress

A Sharp Rise in Bankruptcy Filings—What’s Driving It? According to recent data from Epiq AACER, U.S. bankruptcy filings have surged

Bankruptcy

Alexander Hernandez 5 min read

Chapter 7 Bankruptcy: When to Surrender Your Car

Surrendering your car in Chapter 7 is complex. A bankruptcy law professor explains the critical timing of vehicle surrender, how the loan deficiency becomes unsecured debt, and the crucial financial trap you must avoid when listing your expenses.

Bankruptcy

Alexander Hernandez 4 min read

Professor: What to List on Bankruptcy Schedule G.

Professor’s guide to Schedule G: Avoid common mistakes with leases and executory contracts.

Bankruptcy

Alexander Hernandez 5 min read

The Two-Home Trap: Why Chapter 7 Isn’t an Option When You Want to Keep Both Houses

Chapter 7 bankruptcy may risk asset liquidation; consider Chapter 13 to retain properties.

Bankruptcy

Alexander Hernandez 5 min read

Wages Garnished After Filing Bankruptcy? It’s an Illegal Automatic Stay Violation. Here’s Your 3-Step Legal Fix.

Were your wages garnished after you filed bankruptcy? Get the professor’s 3-step plan to recover your money now.

Spirit Airlines 401k savings: Hand depositing coin into piggy bank with "401K" on chalkboard.

Insights & Analysis

Alexander Hernandez 4 min read

What to Do About Your 401(k) After Spirit Airlines’ Bankruptcy

Spirit Airlines’ bankruptcy affects your retirement savings; confirm your 401(k) match status immediately.

Bankruptcy

Alexander Hernandez 6 min read

11 U.S.C. §507 Priority Claims: The Professor’s Guide to Current Caps & Order

Section 507 of the Bankruptcy Code outlines the priority of debt repayment in bankruptcy cases.

Notebook showing 'Employee Rights' and a gavel sketch, illustrating legal information for furlough protection as seen on bankruptcy.blog.

Insights & Analysis

Alexander Hernandez 6 min read

Furlough Protection for Spirit Airlines Workers: Essential Steps

Spirit Airlines employees may claim priority wages up to $17,150 for unpaid wages pre-bankruptcy.

Orange office chair against a white brick wall with bold red text reading “We’re hiring! Join our team.” Prominently features the URL Bankruptcy.blog, signaling job opportunities in the legal and financial education space. Ideal for posts about job hunting, AI in hiring, career opportunities, bankruptcy law, and economic commentary. Visual evokes modern workplace aesthetics and invites viewers to explore roles related to content creation, legal education, and digital strategy.

Insights & Analysis

Alexander Hernandez 4 min read

Navigating Job Hunting in the Age of AI

AI in job hunting complicates applications, often overlooking qualified candidates, impacting the job market significantly.