Miami Lawyers
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North Dakota Bankruptcy Means Test Figures for 2026
North Dakota’s 2026 bankruptcy means test figures and how eligibility for Chapter 7 or Chapter 13 is determined.
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Idaho Bankruptcy Means Test: Updated Figures and Forms
Learn Idaho’s bankruptcy Means Test income limits, allowable expense deductions, and how eligibility is determined for Chapter 7 or Chapter 13 relief.
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The New York Bankruptcy Means Test: Figures and Forms (2026)
Learn New York’s bankruptcy means test income limits, allowable deductions, & determine eligibility for Chapter 7 or Chapter 13 relief.
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North Carolina Bankruptcy Means Test: Figures and Forms
North Carolina’s 2026 bankruptcy means test figures and how eligibility for Chapter 7 or Chapter 13 is determined.
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Idaho’s Unique Bankruptcy Homestead Exemption
Idaho’s homestead exemption protects up to $175,000 in home equity in bankruptcy. Learn the rules, limits, and how Idaho’s “intent to occupy” requirement works.
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Client Confidentiality and the Threat of Technology
Learn how paralegals can protect client confidentiality in bankruptcy practice. Follow proven intake, verification, and communication protocols to avoid liability.
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Handling Difficult Bankruptcy Clients: Office Protocols
Practical guidance for paralegals on handling difficult bankruptcy clients, setting boundaries, documenting issues, and following office protocols to protect the firm.
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When Bankruptcy Meets a DUI: Discharging Debt vs. Restoring a Driver’s License
Bankruptcy may reinstate a suspended driver’s license, but it won’t eliminate DUI debts or satisfy DUI reinstatement requirements.
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Chapter 13 Confirmation Hearings: What to Expect and Why They Are Delayed
Learn why Chapter 13 confirmation hearings are often continued, what causes delays, and how trustees and creditors review your plan before approval.
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Understanding Bankruptcy Judges and the Federal Court Structure
Learn how bankruptcy judges differ from Article III judges with fixed 14-year terms, circuit court appointments, & exclusive federal jurisdiction.
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Impacts of the Ongoing Trade War: What to Expect
Below is a summary of my podcast and YouTube discussing the ongoing trade war. Key Points Trade Wars, Non-Existent Trade Deals, and a New Pope It seems our heads are spinning 24/7. We have a new Pope, Robert Francis Prevost, Pope Leo XIV. He was born in Chicago, but resided in Latin America for most…
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Why the U.S.-Britain Trade Deal is Not What You Think
The supposed U.S.-Britain trade deal is misleading, lacking any concrete agreements or impacts.
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Weight Watchers is Skinny on Cash
Earlier this week, Weight Watchers filed for Chapter 11 bankruptcy in the U.S. Bankruptcy Court for the District of Delaware. The good news is that their website stated that members will be unaffected. What Went Wrong with Weight Watchers? As I’ve stated consistently throughout my blogs and YouTube videos, businesses need to be fluid and…
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Why the U.S. Economy Feels Like a Toxic Conflict Relationship
Bankruptcy Attorney & Law Professor Alexander Hernandez explains how 2026 tariffs and Iran war fuel costs are nickel-and-diming households. Protect your budget from rising costs.
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The Cubanization of the U.S. Economy| Prof. Hernandez
Morgan Stanley predicts a “Cubanized” U.S. economy, emphasizing creativity and resourcefulness in challenges.
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Understanding the Statute of Limitations on Debt
The statute of limitations limits debt recovery time; expired debts are generally uncollectible through lawsuits.
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Understanding D.C. Bankruptcy Exemptions: What You Need to Know
D.C. bankruptcy allows choosing federal or local exemptions, with specific residency and asset protection rules.
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Understanding Trump’s Tax Claims and Executive Orders
Discusses the importance of critical thinking in evaluating political statements and tax systems.
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How to Protect Yourself from Student Loan Wage Garnishment
Student loans will begin wage garnishment on May 5, 2025; stay financially prepared.
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Dismissed with Prejudice and the Prejudice Period
The “prejudice period” limits bankruptcy refiling after dismissal, lasting 180 days for Chapter 7 and 13.