Miami Lawyers

  • North Dakota Bankruptcy Means Test Figures for 2026

    North Dakota’s 2026 bankruptcy means test figures and how eligibility for Chapter 7 or Chapter 13 is determined.

  • Idaho Bankruptcy Means Test: Updated Figures and Forms

    Learn Idaho’s bankruptcy Means Test income limits, allowable expense deductions, and how eligibility is determined for Chapter 7 or Chapter 13 relief.

  • The New York Bankruptcy Means Test: Figures and Forms (2026)

    Learn New York’s bankruptcy means test income limits, allowable deductions, & determine eligibility for Chapter 7 or Chapter 13 relief.

  • North Carolina Bankruptcy Means Test: Figures and Forms

    North Carolina’s 2026 bankruptcy means test figures and how eligibility for Chapter 7 or Chapter 13 is determined.

  • Idaho’s Unique Bankruptcy Homestead Exemption

    Idaho’s homestead exemption protects up to $175,000 in home equity in bankruptcy. Learn the rules, limits, and how Idaho’s “intent to occupy” requirement works.

  • Client Confidentiality and the Threat of Technology

    Learn how paralegals can protect client confidentiality in bankruptcy practice. Follow proven intake, verification, and communication protocols to avoid liability.

  • Handling Difficult Bankruptcy Clients: Office Protocols

    Practical guidance for paralegals on handling difficult bankruptcy clients, setting boundaries, documenting issues, and following office protocols to protect the firm.

  • When Bankruptcy Meets a DUI: Discharging Debt vs. Restoring a Driver’s License

    Bankruptcy may reinstate a suspended driver’s license, but it won’t eliminate DUI debts or satisfy DUI reinstatement requirements.

  • Chapter 13 Confirmation Hearings: What to Expect and Why They Are Delayed

    Learn why Chapter 13 confirmation hearings are often continued, what causes delays, and how trustees and creditors review your plan before approval.

  • Understanding Bankruptcy Judges and the Federal Court Structure

    Learn how bankruptcy judges differ from Article III judges with fixed 14-year terms, circuit court appointments, & exclusive federal jurisdiction.

  • Why Abolishing the IRS is a Recipe for Economic Disaster

    Abolishing the IRS risks financial instability, contradicts historical lessons, and presents impractical implications for loans.

  • Burner Phones: U.S. Customs and Border Protection

    Burner phones recommended as protection against border phone checks.

  • Voting Against Self-Interest: The Economic Consequences

    Prof. Hernandez analyzes the 2026 economic slowdown and the “nickel and dimed” affordability crisis. Explore the data on $18T in debt, DOGE audits, and the $14.5T immigration surplus.

  • Trump Denies North Carolina FEMA

    Political and financial chaos is affecting everyone, necessitating individual preparation for future instability.

  • The Death Master File: Financial Disaster and Protecting Your Assets

    The Social Security Administration’s Death Master File is flagging living persons as dead. Expert advice on how to secure your bank accounts.

  • The Trump DOJ Adds to the Chaos in Politics: The Economic Ripple Effect

    Chaos in politics disrupts stability, affecting markets and businesses while harming economic growth overall.

  • Preparing for a Recession: Decisions Have Consequences

    Be prepared for potential recession impacts; prioritize financial caution and avoid impulsive decisions now.

  • Consider Freezing Your Credit Now Thanks to DOGE

    To protect against data breaches, I froze my credit, ensuring security and peace of mind.

  • What Hooters’ Bankruptcy Teaches Consumers About Lease Rejection

    Bankruptcy Attorney & Law Professor Hernandez explains how Hooters’ lease rejection strategy under Section 365 can help debtors surrender cars and apartments.

  • Understanding Delaware Bankruptcy Exemptions

    Delaware bankruptcy exemptions protect assets like homes and vehicles while determining filing chapters.